Americans make bold predictions for life in 2065 — including AI healthcare and skyrocketing home costs
Life in 2065 could see a shift towards a rental economy, with more reliance on AI for medical consultations, and retirement homes transitioning to digital platforms. Technology is expected to play a bigger role in everyday life, potentially changing how we work, communicate, and access services. The aging population and advancements in healthcare may lead to longer life expectancy and a greater focus on health and wellness. Overall, the future holds the promise of innovation and change in various aspects of society.
Life in 2065: Bold Predictions
What will life be like in 2065? We might all be renting, consulting AI doctors, and retirement homes could be digital. Those are some of the bold predictions to emerge from a survey of 2,000 Americans which examined the generational predictions for what might come to be in the next 40 years.
Results showed 48% of Gen Z think retirement won’t be an option for most people in 40 years, while 51% feel there will be a digital alternative that arises to meet the needs of the many who anticipate struggling to afford later life care. The survey conducted by Talker Research on behalf of LevLane found just 41% of respondents own their homes. Of those who don’t, just 35% believe they’ll ever own a home — while 25% said they anticipate having to rent for life.
When asked how much they think the average cost of a home will be in 2065, respondents said $682,120 — that’s $272,020 more than the average cost today. And respondents anticipate needing a lot more from their salary, predicting $508,950 will be the average household income necessary in 2065 compared to today’s $80,610.
A Changing Workweek and Future Technology
While Bill Gates thinks we could be down to just two working days a week within the next decade, the American public is less convinced — estimating people will work closer to 30 hours or four days per week by 2065. “This research offers a striking look at how Americans, especially younger generations, are reimagining the future,” said Kelly Sizemore, chief growth officer at LevLane.
Other bold forecasts for what participants think will be commonplace in 2065 are a society run by 100% digital currency (39%), biometric payment methods (36%), households run by smart home AI technology (35%), having a robot roommate/housekeeper/caregiver (32%), and living with implanted health monitors (30%).
Redefining Retirement and Future Aspirations
Twenty-five percent of respondents don’t believe retirement will be financially possible, estimating the average American would need $3.54 million to retire in 2065. In general, 38% of participants said the next generation will likely be worse off financially than previous generations. In fact, a further 64% agreed that today’s younger generations will have a worse retirement experience than baby boomers.
The factors cited for a less-than-rosy future retirement for younger generations were concerns about the cost of care and medical expenses (26%), not being able to fully retire due to rising costs (24%), and lack of personal savings or financial security (22%).
It’s not just financial differences. The way Gen Z wants to spend their golden years is much different than the luxe retirement communities coveted by baby boomers. Twenty-nine percent of Gen Z said they want to spend time with family so they can watch future generations grow. Twenty percent said they’d like to travel the world and space, while 17% said they want to own a hobby farm or retreat with animals and gardens.
Interestingly, around one in six want to live off the grid, in nature and away from tech, while 15% said they’d prefer to live with friends in a co-living community.
Survey Methodology
WHAT AMERICANS SAY 2065 WILL LOOK LIKE
Survey methodology: Talker Research surveyed 2,000 Americans; the survey was commissioned by LevLane and administered and conducted online by Talker Research between May 6 – May 12, 2025.